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Nevada Driving — What You Need to Know

New Nevada residents must obtain their driver license and vehicle registration within 30 days of moving to Nevada. The initial fine for failing to register your vehicle is $1,000. It may be reduced to not less than $200 upon compliance.

Residency Requirements

You must be a Nevada resident and provide a Nevada street address to obtain a driver license. You may not hold licenses or ID cards from multiple states.

Active duty military members, their spouses, dependents and others living temporarily in Nevada are not required to transfer their license and registration.

Licenses are not issued to visitors. Foreign nationals may or may not be eligible for a license or a driver authorization card depending on their specific immigration status. Email or call for details and see Residency and Proof of Identity.

Nevada makes use of a graduated licensing system. In Nevada, Teen applicants may apply for a State of Nevada Instruction Permit when they are 15½ years old., and teens must be at least 16 years old to apply for a license. New drivers under the age of 18 must complete a driver training course, which consists of either online or in-class instruction as well as 50 hours of time behind the wheel.

Few Restrictions for Teen Drivers

A teen driver in Nevada is prohibited from transporting any passenger under the age of 18, with the only exception being immediate family, for the first 6 months they hold their drivers license. Additionally, drivers under the age of 18 are not allowed to driving between the hours of 10 PM and 5 AM. Minors must also be aware of local curfews, most notably on Reno Downtown Gaming District.

Most all 50 states have some kind of Graduated Driver Licensing (GDL). GDL is a program that gradually phases in driving privileges for new teen drivers, as they gain their experience behind the wheel. Pronto Auto Insurance offers some of the most comprehensive rates available for teen drivers, with multiple carriers giving great rates.

 Your Insurance Information Needs To Be Updated

Here at Pronto Auto Insurance we update your insurance information with the DMV anytime you purchase or make a change to your cheap Reno auto insurance policy, especially if the policy number has changed or you change cars. You may or may not receive a verification request from the DMV if you don’t.

You will need your Evidence of Insurance or your Insurance policy Declarations Page. If you want to check to see your information in updated you can do that here Insurance Policy Update.

At least one of the named people on the vehicles registration needs to be a named insured on your Reno auto insurance policy and name listed should match the name on the insured’s driver license. We also ensure the Vehicle Identification Number matches the one on the registration and the cheap Reno car insurance policy.

You must purchase your cheap Reno auto insurance before you register the vehicle. You must show your Nevada Evidence of Insurance at registration. You must also carry the card and your State of Nevada Certificate of Registration in your car at all times.  Out of state insurance is NOT accepted and you must purchase your car insurance from a license insurance agent in the state of Nevada.

DMV Notice

You might receive a notice from the DMV asking you to verify your aforable Reno insurance coverage. Do not ignore this notice! Either call us, bring the card to one of your offices and we will help you with it.  Your timely response will help prevent a possible registration suspension and/or law enforcement citation.

You can also respond online or return the postcard even if you have sold the vehicle or moved out of state. If you wish to respond yourself do that here Verification Response

You must respond within 15 days of the notice mailing date. If the DMV can confirm that you have had continuous coverage, the process ends. If not, the DMV will issue a Certified Letter.

Nevada has no grace period. A one-day lapse in coverage will result in a registration suspension. Out-of-state insurance is considered a lapse. Please use the Insurance and Registration Status Inquiry to see what your your current status is.

Registration Suspension and Reinstatement

If your coverage did actually lapsed or the DMV cannot confirm your coverage, the DMV will send you a Certified Letter notifying you that your vehicle registration will be suspended. The suspension will take effect 10 days after the date of the mailing.

You may not drive your vehicle on public streets with a suspended registration. You can try and reinstate here Registration Reinstatement

The certified letter will contain a access code and instructions. You may also reinstate at a DMV kiosk or in person at a DMV office. You must reinstate in person if you have an SR-22 requirement as outlined under Penalties.

You must have current car insurance and meet the requirements.

 

 

DMV Insurance Lapse Fees and Fines

Length of Lapse:	1-30 Days	31-90 Days	91-180 Days	181 Days or More
1st Offense
Reinstatement Fee (Technology Fee included)	$251	$251	$251	$251
Fine		$250	$500	$1,000
SR-22 Insurance			Yes	Yes
Totals	$251	$501	$751	$1,251
2nd Offense Within Five Years
Reinstatement Fee (Technology Fee included)	$501	$501	$501	$501
Fine		$500	$500	$1,000
SR-22 Insurance			Yes	Yes
Totals	$501	$1,001	$1,001	$1,501
3rd Offense Within Five Years
Reinstatement Fee (Technology Fee included)	$751	$751	$751	$751
Fine		$500	$750	$1,000
SR-22 Insurance	Yes	Yes	Yes	Yes
Driver License Suspension	Min. 30 days	Min. 30 days	Min. 30 days	Min. 30 days
Totals	$751	$1,251	$1,501	$1,751

 

Some Most Asked Questions

Who has the cheapest car insurance in Nevada?
You might find that other web site will tell you that this company or that company has the lowest rates and they’ll list 5 of the so called cheapest. That’s non-sense.  There are so many variables in the quoting possess that change from driver to driver and from what vehicle they’re driving or not.

We sold a non-owners policy to a customer for $15.00 a month with one our companies named Mendota. Now that customer did live in Dayton, but still that’s only $180. a year. Most big name Insurance companies don’t even sell this kind of policy.  We don’t think you’ll find cheaper car insurance in Reno Nevada.

How much does car insurance cost in Reno?
The average cost of car insurance in Reno with our Insurance Companies $2,172.00. a year.  Now let us explain. Our typical driver doesn’t have the best driving record or might even a have an accident or two.  For that matter they might not even have a driver license, and yes we can insure them too. Their credit might not be the best and they might not have had coverage in the last 6 months.

See the other web site will show you a lower average rate but that’s for the best drivers living in the best zip codes. We help insure the average Joe living in the real world. When they won’t take you, we will.

Is car insurance expensive in Nevada?
The answer is yes and no.  Depending from what state you’re coming from. Insurance is expensive, and in Nevada it sure is.  We have a 24 hour community, people come here from all over the world to gamble, site see and have a good time.  They drive in or fly in and rent cars.

They don’t know our roads and are distracted and sometimes they get into accidents, well that raises our rates. If you’re from Texas our rates are going to more and if you’re from New Jersey our rates are going to lower.

Listen, you can go on all the site and try and do all the research but the easiest way is just call us. We’ll ask you a bunch of questions that you’ll think is annoying and if we didn’t have to ask them, believe us we wouldn’t but we have to if you want to get your car insurance quote for the cheapest rate possible.

At Pronto Auto Insurance we’ll give it to you straight and if it’s the cheapest auto insurance in Reno or Sparks or any other city in Nevada then buy it, if it’s not then you shouldn’t, because we wouldn’t either.

Is car insurance cheaper in Nevada than California?
You should expect to pay more for car insurance once you move to Reno Nevada. The main reason is that our state minimum required coverage is much more, so the more risk for the Insurance Companies the higher the rate. Hey, but housing is cheaper, gas is cheaper, and if you want to party all night you can do that too.

Reno cheap auto insurance can be found you just have to know who to call and by luck you found us. Just give us call and our agents here at Pronto Auto Insurance will try and find you the lowest auto insurance rate possible with least amount of hassle. It’s really that simple.

What is the minimum auto insurance coverage in Nevada?
The State of Nevada requires that automobile liability insurance policies carry minimum coverage of $25,000 for bodily injury or death of one person in any one accident and $50,000 for bodily injury or death of two or more persons on any one accident with $20,000 for destruction of property of others in any one accident.

What is full coverage auto insurance in Nevada?
When people say “Full Coverage” it really means different thing to different people.  Here in Nevada we think of full coverage as Liability Coverage with Comprehensive and Collision Coverage.  You could also add other coverages like Uninsured/Underinsured coverage, Renters Reimbursement, Roadside Assistance and Med Pay.

The choice is yours. Our agents here at Pronto Auto Insurance we’ll explain all these coverage’s so that you make the right decision for you. We don’t up sell. If you want it wonderful, if you don’t that’s great too.

How often do you have to register your car in Nevada?
Every year. You must also get your car emissions tested (smogged) and it must pass and you must also have liability insurance which you purchased in Nevada (we can help you with that) before you can register your car.

New residents must register their car within the first 30 days or see a possible fine of $1000.  New residents must also obtain their driver license within 30 days.  In most new and used vehicle sales, the deadline to register the vehicle is 30 days from the date of the sale.

Can the DMV tell if you have insurance?
Yes they can.  Every Insurance company that sells auto insurance in Nevada has to report what policies they have in force to what car and what driver.  Sorry, no getting around this one.  We have posted on this page the possible fines you’ll receive if you don’t get car insurance coverage in Nevada.

How do I update my insurance with the DMV?
If you have your auto insurance with us, we automatically update it for you when you made your purchase.  But if you feel you need to do it again you can do it here. https://dmvapp.nv.gov/dmv/vr/nvlive/nvliveinsurance/nvlive_insu_default.aspx

How long can you go without car insurance?
There is no grace period in Nevada.  So the answer is 0 Days. But….here at Pronto Auto Insurance we have insurance companies that will back date a new auto insurance policy if you need to cover a lapse. Give us a call at 775 502-0000 and let’s see if we can help.

Can you register a car without insurance in Nevada?
The simple answer is no. All vehicles must have at least the states minimum liability coverage in place at all times if your vehicle is registered. Call us we can help.

Do I need uninsured motorist coverage in Nevada?
Nevada state law does not require you to purchase Uninsured/underinsured coverage.  But you really should.  It’s great coverage if you have others riding in your car and you have an accident.  And it really doesn’t cost all that much. You won’t regret it

Pronto Auto Insurance is Northern Nevada’ premier auto insurance agency which severs Sparks, Carson City, Reno, Carlin, Dayton, Ely, Fallon, Fernley, Garderville, Golden Valley, Hawthorne, Incline Village, Lemmon Valley, Lovelock, Minden, Pyramid Lake, Round Mountain, Silver Springs, Spanish Springs, Sun Valley, Topaz Lake, Verdi, Yerington, Virginia City, West Wendover, Winnemucca.

 

Todos Representantes Hablan Español!

Aseguranza para Carros – Aseguranza para Carros en Reno. Seguro de Auto en Reno – Seguro de auto económicos en Reno– Cotizaciones de seguro de autos – Cobertura de seguro de auto para cualquier conductor -seguros de carros en Reno – seguros de carros baratos en Reno -Seguro de Auto baratos en Reno.

Ofrecemos una variedad de coberturas y opciones para cualquier conductor y cualquier auto de acuerdo a sus necesidades. Precios excelentes para conductores nuevos y/o conductores sin licencia.

En Pronto Auto Insurance comparamos precios de muchas compañías para garantizarle precios bajos en Reno Nevada. Nuestros profesionales le darán el servicio y cobertura que usted necesita para su auto nuevo o usado.

Robo Total o Parcial (Vandalismo, Fuego) Paquetes Completos de Cobertura Amplia Descuentos Para Buenos Conductores Remplazo de cristales (si es applicable) Servicio de Asistencia en Carreteras Arreglamos Licencias Suspendidas SR-22 Cobertura Inmediata Nosotros aseguramos cualquier conductor Licencia de Nevada o de otro Estado o País.  Sin licencia, Matrícula Consular Licencia, suspendida Licencia vencida

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