Renters Insurance

At Pronto Auto Insurance, we shop around and try to find you the absolute LOWEST Renters insurance rates available.

Renters Insurance For Your Apartment or House

Renters insurance can protect your belongings in case of disaster.

Renters face the same risk as homeowners in cases of disasters striking their dwelling. Your landlord or condo association may have insurance, but this only protects the building, not your things in it.

By purchasing renters insurance from Pronto Auto Insurance, your possessions are covered against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and water damage (not including floods).

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or a pet and pays legal defense costs if you are taken to court.

It also covers your additional expenses if you are unable to live in the property because of a fire or other covered peril. Most policies will reimburse the difference between additional living expenses and your normal living expenses but still may set limits on the amount they will pay.

Protect your apartment or rental house — and your possessions — with renters insurance from. Reno renters insurance covers damages to your possessions when you rent rather than own your home.

If you already know what kind of renters insurance policy you need, get a renters insurance quote from Pronto Auto Insurance today!

What is Renters Insurance?

If you rent your home, having insurance protection for yourself and your possessions is still important. Similar to home insurance, renters insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances your landlord’s policy doesn’t cover.

Renters insurance typically provides coverage, up to the limits you select, for specified items and situations, including:

Personal property (furniture, electronics, computer equipment, clothing, etc.)
Personal liability if someone is hurt, whether in your home or away from it
Damage to your apartment or home caused by a covered loss

Imagine going to dinner or a special family get-together, and when you return home, you’re greeted by the flashing lights of police cars and fire trucks. Building fires and damage can happen anytime, anywhere, but with proper renters insurance, your personal property inside your apartment will generally be covered if it’s affected by any of the following:

Fire
Smoke damage
Theft
Collapse of the building due to weather
Water leakage or overflow
Freezing of plumbing, air conditioning and more

Renters insurance will protect you from incidents that occur while you’re at home, too, such as a toaster catching on fire or a friend slipping and falling while visiting you. Renters insurance provides coverage for your own items, and it provides coverage for other people’s injuries or damages in situations for which you’re liable, as well.

You can’t rely on your landlord’s insurance to cover your valuables — landlord insurance only covers the building structure and not your personal property and most landlords require you to have your own renters policy. Check your lease or ask your landlord.

Reno renters insurance, sometimes referred to as an HO4 policy, can provide the financial protection you need in case your possessions are destroyed or stolen, as well as liability protection if someone is hurt. Call us or visit one of our locations in the Reno Nevada area.

Protecting you from loss, Pronto Auto Insurance can help Insure your RV, Boat, Motorcycle, Auto, Business Vehicle. We can also help you if your traveling to Mexico.

Here are some Nevada DMV links that might be of interest to some of you Residency and Proof of Identity, State of Nevada Instruction Permit, Insurance Policy Update, Verification Response, Insurance and Registration Status Inquiry, Registration Reinstatement.

If you want to do some research on your car you have or one you’re buying here in a link to the National Highway Traffic Safety Administration which you can find information on recalls and other safety information. If you need to find the value of your car the best place to that is here The National Automobile Dealer Association you can also get reviews on the auto your thinking of buying. They also cover Motorcycles, RV’s, Boats and Classic Cars. For other automotive news J.D.Power has some great automotive news that’s updated daily.

Looking to buy a car? Need to find out the monthly payment click this car loan calculator to figure your payment.

In the Las Vegas area our sister agency Express Auto Insurance can help you with any Insurance needs you might have. Phone number there is (702) 907-0000